KBW Indices Profile

Large-Cap (BKX)

Regional (KRX)

Insurance (KIX)

Capital Markets (KSX)

Mortgage Finance (MFX)

Performance

01/02/2009

Ticker	Day Return (%)	Week Return (%)	MTD Return (%)	QTD Return (%)	YTD Return (%)	1-Year Return (%)	3-Year Return (%)	5-Year Return (%)	10-Year Return (%)
BKX	2.04	7.98	2.04	2.04	2.04	(45.15)	(21.11)	(10.93)	(2.78)
KIX	2.02	8.71	2.02	2.02	2.02	(44.44)	(17.11)	(5.45)
KRX	(0.30)	6.07	(0.30)	(0.30)	(0.30)	(16.84)	(11.69)	(3.38)
KSX	2.98	12.44	2.98	2.98	2.98	(57.92)	(18.82)	(6.99)
MFX	(0.05)	4.76	(0.05)	(0.05)	(0.05)	(63.49)	(40.08)	(24.16)
SP500	3.18	6.84	3.18	3.18	3.18	(34.06)	(7.37)	(1.51)	(1.38)

Source: Bloomberg and KBW

KBW Index performance compared with the S&P over the years. For KBW indices, historical prices of each index was calculated with the base year of December 31, 1991 while calculating the total returns.

Disclaimer

The following indices: KBW Bank Index (BKX), KBW Insurance Index (KIX), KBW Capital Markets Index (KSX), KBW Regional Banking Index (KRX), and KBW Mortgage Finance Index (MFX) are the property of Keefe, Bruyette & Woods, Inc. (KBW). KBW does not guarantee the accuracy or completeness of the Index, makes no express or implied warranties with respect to the Index and shall have no liability for any damages, claims, losses or expenses caused by errors in the index calculation. KBW makes no representation regarding the advisability of investing in options on the Index.

Past performance is not necessarily indicative of future results.

This communication is not an offer to sell or a solicitation to buy the securities mentioned. The information relating to any company herein is derived from publicly available sources and Keefe, Bruyette & Woods, Inc. makes no representation as to the accuracy or completeness of such information.